Side-by-side · Q2 2026 data
Great Southern Bank vs First State Bank
Metric by metric
| Measure | Great Southern Bank | First State Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 57 |
| Capital cushion | 45 | 57 (stronger) |
| Loan quality | 78 (stronger) | 61 |
| Earnings | 47 (stronger) | 34 |
| Funding & liquidity | 100 (stronger) | 65 |
| Problem-loan coverage | 86 (stronger) | 81 |
| Peer percentile | 31st | 14th |
| Total assets | $355.1M | $951.5M |
| Deposits / shares | $312.0M | $828.0M |
| Capital ratio | 9.49% | 10.67% (stronger) |
| Problem loans | 0.67% (stronger) | 1.18% |
| Net charge-offs | 0.02% (stronger) | 0.11% |
| Return on assets | 0.67% (stronger) | 0.34% |
| Loans ÷ deposits | 45.8% (stronger) | 63.8% |
| Uninsured deposits | 14.6% (stronger) | 42.8% |
| Offices | 11 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | 8.9% |
Great Southern Bank has the higher TellerScore (66 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Great Southern Bank leads on 6 and First State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Meridian, MS
- Waynesboro, MS
- Quitman, MS