Side-by-side · Q2 2026 data
Greater Experience Credit Union vs Horizon Credit Union
Credit union
Greater Experience Credit Union
Johnson City, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Greater Experience Credit Union | Horizon Credit Union |
|---|---|---|
| TellerScore | 64 | 76 (stronger) |
| Capital cushion | 90 (stronger) | 69 |
| Loan quality | 51 | 96 (stronger) |
| Earnings | 15 | 48 (stronger) |
| Funding & liquidity | 83 (stronger) | 80 |
| Problem-loan coverage | 86 | 99 (stronger) |
| Peer percentile | 28th | 54th |
| Total assets | $56.4M | $60.2M |
| Deposits / shares | $48.3M | $53.8M |
| Capital ratio | 14.00% (stronger) | 11.89% |
| Problem loans | 1.47% | 0.11% (stronger) |
| Net charge-offs | 0.77% | 0.01% (stronger) |
| Return on assets | -0.11% | 0.69% (stronger) |
| Loans ÷ deposits | 76.9% (stronger) | 80.3% |
| Uninsured deposits | 4.8% | 2.4% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Horizon Credit Union has the higher TellerScore (76 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Greater Experience Credit Union leads on 2 and Horizon Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.