Side-by-side · Q2 2026 data
Greenville Heritage Federal Credit Union vs Mtc Federal Credit Union
Credit union
Greenville Heritage Federal Credit Union
Greenville, South Carolina · $100 million – $1 billion
Metric by metric
| Measure | Greenville Heritage Federal Credit Union | Mtc Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 67 |
| Capital cushion | 75 | 77 (stronger) |
| Loan quality | 89 (stronger) | 70 |
| Earnings | 51 (stronger) | 25 |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 97 (stronger) | 90 |
| Peer percentile | 78th | 41st |
| Total assets | $181.2M | $302.6M |
| Deposits / shares | $157.1M | $259.3M |
| Capital ratio | 12.53% | 12.73% (stronger) |
| Problem loans | 0.34% (stronger) | 0.90% |
| Net charge-offs | 0.31% (stronger) | 0.51% |
| Return on assets | 0.78% (stronger) | 0.13% |
| Loans ÷ deposits | 58.9% (stronger) | 76.9% |
| Uninsured deposits | 8.9% | 5.7% (stronger) |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.7% | 10.5% |
Greenville Heritage Federal Credit Union has the higher TellerScore (80 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Greenville Heritage Federal Credit Union leads on 5 and Mtc Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.