Side-by-side · Q2 2026 data
Greenville Heritage Federal Credit Union vs Secured Advantage Federal Credit Union
Credit union
Greenville Heritage Federal Credit Union
Greenville, South Carolina · $100 million – $1 billion
Credit union
Secured Advantage Federal Credit Union
Simpsonville, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Greenville Heritage Federal Credit Union | Secured Advantage Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 65 |
| Capital cushion | 75 (stronger) | 72 |
| Loan quality | 89 (stronger) | 71 |
| Earnings | 51 (stronger) | 8 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 78th | 30th |
| Total assets | $181.2M | $55.7M |
| Deposits / shares | $157.1M | $48.2M |
| Capital ratio | 12.53% (stronger) | 12.18% |
| Problem loans | 0.34% (stronger) | 0.88% |
| Net charge-offs | 0.31% (stronger) | 0.58% |
| Return on assets | 0.78% (stronger) | -0.29% |
| Loans ÷ deposits | 58.9% | 48.6% (stronger) |
| Uninsured deposits | 8.9% | 1.5% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.7% | — |
Greenville Heritage Federal Credit Union has the higher TellerScore (80 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Greenville Heritage Federal Credit Union leads on 5 and Secured Advantage Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.