Side-by-side · Q2 2026 data
Greenville Heritage Federal Credit Union vs Spc Credit Union
Credit union
Greenville Heritage Federal Credit Union
Greenville, South Carolina · $100 million – $1 billion
Metric by metric
| Measure | Greenville Heritage Federal Credit Union | Spc Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 66 |
| Capital cushion | 75 (stronger) | 64 |
| Loan quality | 89 (stronger) | 62 |
| Earnings | 51 (stronger) | 46 |
| Funding & liquidity | 100 (stronger) | 93 |
| Problem-loan coverage | 97 (stronger) | 86 |
| Peer percentile | 78th | 37th |
| Total assets | $181.2M | $265.8M |
| Deposits / shares | $157.1M | $234.3M |
| Capital ratio | 12.53% (stronger) | 11.42% |
| Problem loans | 0.34% (stronger) | 1.13% |
| Net charge-offs | 0.31% (stronger) | 0.71% |
| Return on assets | 0.78% (stronger) | 0.65% |
| Loans ÷ deposits | 58.9% (stronger) | 67.7% |
| Uninsured deposits | 8.9% | 3.5% (stronger) |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.7% | 46.8% |
Greenville Heritage Federal Credit Union has the higher TellerScore (80 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Greenville Heritage Federal Credit Union leads on 6 and Spc Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.