Side-by-side · Q2 2026 data
Grinnell State Bank vs American Bank and Trust Company, National Association
Bank
American Bank and Trust Company, National Association
Davenport, Iowa · $100 million – $1 billion
Metric by metric
| Measure | Grinnell State Bank | American Bank and Trust Company, National Association |
|---|---|---|
| TellerScore | 67 (stronger) | 61 |
| Capital cushion | 69 (stronger) | 51 |
| Loan quality | 84 (stronger) | 71 |
| Earnings | 59 (stronger) | 51 |
| Funding & liquidity | 38 | 62 (stronger) |
| Problem-loan coverage | 73 | 87 (stronger) |
| Peer percentile | 34th | 20th |
| Total assets | $498.6M | $480.9M |
| Deposits / shares | $346.6M | $387.8M |
| Capital ratio | 11.90% (stronger) | 10.06% |
| Problem loans | 0.47% (stronger) | 0.86% |
| Net charge-offs | 0.49% | 0.19% (stronger) |
| Return on assets | 0.98% (stronger) | 0.78% |
| Loans ÷ deposits | 106.8% | 84.4% (stronger) |
| Uninsured deposits | 29.0% | 27.1% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 6.9% |
Grinnell State Bank has the higher TellerScore (67 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Grinnell State Bank leads on 4 and American Bank and Trust Company, National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.