Side-by-side · Q2 2026 data
Grove Bank vs The Northern State Bank of Gonvick
Metric by metric
| Measure | Grove Bank | The Northern State Bank of Gonvick |
|---|---|---|
| TellerScore | 65 | 86 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 96 (stronger) | 67 |
| Earnings | 28 | 82 (stronger) |
| Funding & liquidity | 70 | 91 (stronger) |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 26th | 81st |
| Total assets | $56.4M | $50.6M |
| Deposits / shares | $45.4M | $42.3M |
| Capital ratio | 9.95% | 15.75% (stronger) |
| Problem loans | 0.11% (stronger) | 1.00% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 0.21% | 1.55% (stronger) |
| Loans ÷ deposits | 90.2% | 44.4% (stronger) |
| Uninsured deposits | 13.5% (stronger) | 23.7% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Northern State Bank of Gonvick has the higher TellerScore (86 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Grove Bank leads on 2 and The Northern State Bank of Gonvick on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.