Side-by-side · Q2 2026 data
Grove Bank vs United Minnesota Bank
Metric by metric
| Measure | Grove Bank | United Minnesota Bank |
|---|---|---|
| TellerScore | 65 | 66 (stronger) |
| Capital cushion | 50 (stronger) | 28 |
| Loan quality | 96 (stronger) | 82 |
| Earnings | 28 | 84 (stronger) |
| Funding & liquidity | 70 | 75 (stronger) |
| Problem-loan coverage | 99 (stronger) | 89 |
| Peer percentile | 26th | 28th |
| Total assets | $56.4M | $56.9M |
| Deposits / shares | $45.4M | $52.5M |
| Capital ratio | 9.95% (stronger) | 7.78% |
| Problem loans | 0.11% (stronger) | 0.54% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.21% | 1.60% (stronger) |
| Loans ÷ deposits | 90.2% | 85.0% (stronger) |
| Uninsured deposits | 13.5% (stronger) | 13.6% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Minnesota Bank has the higher TellerScore (66 vs 65). On the 6 directional measures above (where higher or lower is clearly better), Grove Bank leads on 3 and United Minnesota Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.