Side-by-side · Q2 2026 data
Grove Bank vs Vergas State Bank
Metric by metric
| Measure | Grove Bank | Vergas State Bank |
|---|---|---|
| TellerScore | 65 | 93 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 96 (stronger) | 95 |
| Earnings | 28 | 75 (stronger) |
| Funding & liquidity | 70 | 93 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 26th | 94th |
| Total assets | $56.4M | $60.7M |
| Deposits / shares | $45.4M | $51.5M |
| Capital ratio | 9.95% | 15.27% (stronger) |
| Problem loans | 0.11% (stronger) | 0.16% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.21% | 1.37% (stronger) |
| Loans ÷ deposits | 90.2% | 67.3% (stronger) |
| Uninsured deposits | 13.5% | 13.3% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Vergas State Bank has the higher TellerScore (93 vs 65). On the 6 directional measures above (where higher or lower is clearly better), Grove Bank leads on 1 and Vergas State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.