Side-by-side · Q2 2026 data
Grove City Area Federal Credit Union vs Arc Federal Credit Union
Credit union
Grove City Area Federal Credit Union
Grove City, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Grove City Area Federal Credit Union | Arc Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 79 |
| Capital cushion | 100 (stronger) | 83 |
| Loan quality | 56 | 56 |
| Earnings | 94 (stronger) | 81 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 92 (stronger) | 90 |
| Peer percentile | 91st | 76th |
| Total assets | $152.8M | $154.0M |
| Deposits / shares | $129.4M | $133.1M |
| Capital ratio | 15.26% (stronger) | 13.27% |
| Problem loans | 1.33% | 1.32% (stronger) |
| Net charge-offs | 0.36% (stronger) | 0.38% |
| Return on assets | 1.84% (stronger) | 1.54% |
| Loans ÷ deposits | 56.2% (stronger) | 59.5% |
| Uninsured deposits | 3.2% (stronger) | 3.4% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.8% | 8.5% |
Grove City Area Federal Credit Union has the higher TellerScore (87 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Grove City Area Federal Credit Union leads on 6 and Arc Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.