Side-by-side · Q2 2026 data
Gte Federal Credit Union vs Franklin-Somerset Federal Credit Union
Metric by metric
| Measure | Gte Federal Credit Union | Franklin-Somerset Federal Credit Union |
|---|---|---|
| TellerScore | 58 | 81 (stronger) |
| Capital cushion | 61 | 79 (stronger) |
| Loan quality | 64 | 75 (stronger) |
| Earnings | 30 | 68 (stronger) |
| Funding & liquidity | 61 | 100 (stronger) |
| Problem-loan coverage | 82 | 95 (stronger) |
| Peer percentile | 19th | 80th |
| Total assets | $3.1B | $149.3M |
| Deposits / shares | $2.7B | $129.3M |
| Capital ratio | 11.13% | 12.92% (stronger) |
| Problem loans | 1.08% | 0.75% (stronger) |
| Net charge-offs | 1.04% | 0.40% (stronger) |
| Return on assets | 0.25% | 1.20% (stronger) |
| Loans ÷ deposits | 99.4% | 50.6% (stronger) |
| Uninsured deposits | 5.4% | 5.1% (stronger) |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.7% | — |
Franklin-Somerset Federal Credit Union has the higher TellerScore (81 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Gte Federal Credit Union leads on 0 and Franklin-Somerset Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.