Side-by-side · Q2 2026 data
Guaranty Bank and Trust Company vs PriorityOne Bank
Metric by metric
| Measure | Guaranty Bank and Trust Company | PriorityOne Bank |
|---|---|---|
| TellerScore | 55 | 70 (stronger) |
| Capital cushion | 54 | 69 (stronger) |
| Loan quality | 33 | 47 (stronger) |
| Earnings | 64 | 100 (stronger) |
| Funding & liquidity | 68 (stronger) | 65 |
| Problem-loan coverage | 73 | 78 (stronger) |
| Peer percentile | 13th | 58th |
| Total assets | $3.1B | $1.2B |
| Deposits / shares | $2.6B | $1.0B |
| Capital ratio | 10.42% | 11.89% (stronger) |
| Problem loans | 2.01% | 1.58% (stronger) |
| Net charge-offs | 0.11% (stronger) | 0.17% |
| Return on assets | 1.11% | 2.03% (stronger) |
| Loans ÷ deposits | 82.1% (stronger) | 88.9% |
| Uninsured deposits | 24.5% | 20.8% (stronger) |
| Offices | 38 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.4% | 9.2% |
PriorityOne Bank has the higher TellerScore (70 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Guaranty Bank and Trust Company leads on 2 and PriorityOne Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.