Side-by-side · Q2 2026 data
Guaranty Bank and Trust Company vs Department of Corrections Credit Union
Credit union
Department of Corrections Credit Union
Baton Rouge, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Guaranty Bank and Trust Company | Department of Corrections Credit Union |
|---|---|---|
| TellerScore | 58 | 90 (stronger) |
| Capital cushion | 88 | 100 (stronger) |
| Loan quality | 0 | 81 (stronger) |
| Earnings | 71 | 86 (stronger) |
| Funding & liquidity | 73 | 86 (stronger) |
| Problem-loan coverage | 61 | 97 (stronger) |
| Peer percentile | 16th | 95th |
| Total assets | $318.5M | $126.3M |
| Deposits / shares | $274.8M | $96.0M |
| Capital ratio | 13.82% | 23.38% (stronger) |
| Problem loans | 3.99% | 0.57% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.39% |
| Return on assets | 1.28% | 1.64% (stronger) |
| Loans ÷ deposits | 79.2% | 74.4% (stronger) |
| Uninsured deposits | 22.3% | 1.5% (stronger) |
| Offices | 7 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.8% | — |
Department of Corrections Credit Union has the higher TellerScore (90 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Guaranty Bank and Trust Company leads on 1 and Department of Corrections Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.