Side-by-side · Q2 2026 data
Gulf Coast Educators Federal Credit Union vs Neighborhood Credit Union
Credit union
Gulf Coast Educators Federal Credit Union
Pasadena, Texas · $1 billion – $10 billion
Metric by metric
| Measure | Gulf Coast Educators Federal Credit Union | Neighborhood Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 59 |
| Capital cushion | 100 (stronger) | 58 |
| Loan quality | 70 (stronger) | 49 |
| Earnings | 56 (stronger) | 46 |
| Funding & liquidity | 59 | 83 (stronger) |
| Problem-loan coverage | 92 (stronger) | 77 |
| Peer percentile | 82nd | 22nd |
| Total assets | $1.3B | $1.1B |
| Deposits / shares | $1.1B | $998.1M |
| Capital ratio | 15.70% (stronger) | 10.76% |
| Problem loans | 0.90% (stronger) | 1.54% |
| Net charge-offs | 0.67% (stronger) | 1.13% |
| Return on assets | 0.91% (stronger) | 0.66% |
| Loans ÷ deposits | 81.9% | 77.5% (stronger) |
| Uninsured deposits | 32.5% | 7.8% (stronger) |
| Offices | 6 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | — |
Gulf Coast Educators Federal Credit Union has the higher TellerScore (77 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Gulf Coast Educators Federal Credit Union leads on 5 and Neighborhood Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.