Side-by-side · Q2 2026 data
Gulf Coast Federal Credit Union vs Jm Associates Federal Credit Union
Credit union
Jm Associates Federal Credit Union
Jacksonville, Florida · $100 million – $1 billion
Metric by metric
| Measure | Gulf Coast Federal Credit Union | Jm Associates Federal Credit Union |
|---|---|---|
| TellerScore | 26 | 87 (stronger) |
| Capital cushion | 9 | 100 (stronger) |
| Loan quality | 9 | 76 (stronger) |
| Earnings | 0 | 80 (stronger) |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 62 | 94 (stronger) |
| Peer percentile | 1st | 91st |
| Total assets | $44.2M | $151.2M |
| Deposits / shares | $41.5M | $130.8M |
| Capital ratio | 5.93% | 15.46% (stronger) |
| Problem loans | 2.74% | 0.71% (stronger) |
| Net charge-offs | 0.50% (stronger) | 0.81% |
| Return on assets | -0.99% | 1.49% (stronger) |
| Loans ÷ deposits | 43.7% (stronger) | 77.0% |
| Uninsured deposits | 2.0% (stronger) | 8.4% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jm Associates Federal Credit Union has the higher TellerScore (87 vs 26). On the 7 directional measures above (where higher or lower is clearly better), Gulf Coast Federal Credit Union leads on 3 and Jm Associates Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.