Side-by-side · Q2 2026 data
Gulfside Bank vs BankMiami
Metric by metric
| Measure | Gulfside Bank | BankMiami |
|---|---|---|
| TellerScore | 76 (stronger) | 62 |
| Capital cushion | 62 | 64 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 78 (stronger) | 0 |
| Funding & liquidity | 44 | 50 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 64th | 22nd |
| Total assets | $344.6M | $317.9M |
| Deposits / shares | $294.1M | $280.8M |
| Capital ratio | 11.24% | 11.43% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.45% (stronger) | -0.71% |
| Loans ÷ deposits | 86.1% | 35.1% (stronger) |
| Uninsured deposits | 41.8% (stronger) | 70.8% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gulfside Bank has the higher TellerScore (76 vs 62). On the 5 directional measures above (where higher or lower is clearly better), Gulfside Bank leads on 3 and BankMiami on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.