Side-by-side · Q2 2026 data
Gulfside Bank vs Evermore Bank
Metric by metric
| Measure | Gulfside Bank | Evermore Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 74 |
| Capital cushion | 62 | 85 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 78 (stronger) | 48 |
| Funding & liquidity | 44 (stronger) | 28 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 64th | 57th |
| Total assets | $344.6M | $316.9M |
| Deposits / shares | $294.1M | $269.1M |
| Capital ratio | 11.24% | 13.52% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.45% (stronger) | 0.70% |
| Loans ÷ deposits | 86.1% (stronger) | 98.5% |
| Uninsured deposits | 41.8% (stronger) | 45.8% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gulfside Bank has the higher TellerScore (76 vs 74). On the 5 directional measures above (where higher or lower is clearly better), Gulfside Bank leads on 4 and Evermore Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.