Side-by-side · Q2 2026 data
Guthrie County State Bank vs Iowa State Savings Bank
Metric by metric
| Measure | Guthrie County State Bank | Iowa State Savings Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 74 |
| Capital cushion | 73 (stronger) | 44 |
| Loan quality | 95 (stronger) | 93 |
| Earnings | 61 | 76 (stronger) |
| Funding & liquidity | 63 | 83 (stronger) |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 68th | 57th |
| Total assets | $279.2M | $276.5M |
| Deposits / shares | $209.3M | $246.2M |
| Capital ratio | 12.33% (stronger) | 9.40% |
| Problem loans | 0.16% (stronger) | 0.20% |
| Net charge-offs | 0.01% | 0.01% (stronger) |
| Return on assets | 1.02% | 1.40% (stronger) |
| Loans ÷ deposits | 75.1% | 65.7% (stronger) |
| Uninsured deposits | 35.4% | 25.8% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | — |
Guthrie County State Bank has the higher TellerScore (77 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Guthrie County State Bank leads on 3 and Iowa State Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.