Side-by-side · Q2 2026 data
Guthrie County State Bank vs Rolling Hills Bank & Trust
Metric by metric
| Measure | Guthrie County State Bank | Rolling Hills Bank & Trust |
|---|---|---|
| TellerScore | 77 | 77 |
| Capital cushion | 73 (stronger) | 68 |
| Loan quality | 95 (stronger) | 90 |
| Earnings | 61 | 78 (stronger) |
| Funding & liquidity | 63 (stronger) | 57 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 68th | 68th |
| Total assets | $279.2M | $484.4M |
| Deposits / shares | $209.3M | $416.2M |
| Capital ratio | 12.33% (stronger) | 11.85% |
| Problem loans | 0.16% (stronger) | 0.30% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.02% | 1.45% (stronger) |
| Loans ÷ deposits | 75.1% (stronger) | 90.9% |
| Uninsured deposits | 35.4% | 26.2% (stronger) |
| Offices | 2 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | 4.3% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Guthrie County State Bank leads on 3 and Rolling Hills Bank & Trust on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.