Side-by-side · Q2 2026 data
H E B Federal Credit Union vs Firstmark Credit Union
Metric by metric
| Measure | H E B Federal Credit Union | Firstmark Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 46 |
| Loan quality | 94 (stronger) | 77 |
| Earnings | 58 (stronger) | 48 |
| Funding & liquidity | 72 | 87 (stronger) |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 89th | 41st |
| Total assets | $218.2M | $1.3B |
| Deposits / shares | $172.6M | $1.2B |
| Capital ratio | 18.31% (stronger) | 9.62% |
| Problem loans | 0.19% (stronger) | 0.70% |
| Net charge-offs | 0.13% (stronger) | 0.87% |
| Return on assets | 0.95% (stronger) | 0.69% |
| Loans ÷ deposits | 88.1% | 73.1% (stronger) |
| Uninsured deposits | 3.7% (stronger) | 4.5% |
| Offices | 1 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
H E B Federal Credit Union has the higher TellerScore (86 vs 65). On the 7 directional measures above (where higher or lower is clearly better), H E B Federal Credit Union leads on 6 and Firstmark Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.