Side-by-side · Q2 2026 data
Hamakua Federal Credit Union vs Onomea Federal Credit Union
Metric by metric
| Measure | Hamakua Federal Credit Union | Onomea Federal Credit Union |
|---|---|---|
| TellerScore | 90 | 90 |
| Capital cushion | 95 | 100 (stronger) |
| Loan quality | 87 (stronger) | 85 |
| Earnings | 77 | 98 (stronger) |
| Funding & liquidity | 100 (stronger) | 64 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 89th | 89th |
| Total assets | $23.4M | $26.0M |
| Deposits / shares | $19.9M | $21.1M |
| Capital ratio | 14.53% | 18.33% (stronger) |
| Problem loans | 0.38% (stronger) | 0.46% |
| Net charge-offs | 0.02% | -0.00% (stronger) |
| Return on assets | 1.43% | 1.95% (stronger) |
| Loans ÷ deposits | 47.9% (stronger) | 96.2% |
| Uninsured deposits | 6.6% | 0.0% (stronger) |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Hamakua Federal Credit Union leads on 2 and Onomea Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.