Side-by-side · Q2 2026 data
Hancock County Savings Bank, F.S.B. vs The Equitable Savings and Loan Company
Metric by metric
| Measure | Hancock County Savings Bank, F.S.B. | The Equitable Savings and Loan Company |
|---|---|---|
| TellerScore | 79 (stronger) | 63 |
| Capital cushion | 100 | 100 |
| Loan quality | 79 (stronger) | 56 |
| Earnings | 59 (stronger) | 0 |
| Funding & liquidity | 53 | 63 (stronger) |
| Problem-loan coverage | 93 | 93 |
| Peer percentile | 75th | 22nd |
| Total assets | $508.0M | $8.6M |
| Deposits / shares | $401.2M | $6.4M |
| Capital ratio | 18.37% | 25.56% (stronger) |
| Problem loans | 0.63% (stronger) | 1.33% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 0.97% (stronger) | -2.26% |
| Loans ÷ deposits | 106.9% | 97.2% (stronger) |
| Uninsured deposits | 7.9% | 7.5% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hancock County Savings Bank, F.S.B. has the higher TellerScore (79 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Hancock County Savings Bank, F.S.B. leads on 3 and The Equitable Savings and Loan Company on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.