Side-by-side · Q2 2026 data
Happen Bank, National Association vs WEX Bank
Metric by metric
| Measure | Happen Bank, National Association | WEX Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 78 |
| Capital cushion | 60 (stronger) | 39 |
| Loan quality | 73 | 85 (stronger) |
| Earnings | 93 | 100 (stronger) |
| Funding & liquidity | 97 | 100 (stronger) |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 94th | 93rd |
| Total assets | $12.5B | $10.7B |
| Deposits / shares | $10.9B | $7.9B |
| Capital ratio | 10.98% (stronger) | 8.93% |
| Problem loans | 0.82% | 0.44% (stronger) |
| Net charge-offs | 2.15% | 1.96% (stronger) |
| Return on assets | 1.82% | 4.30% (stronger) |
| Loans ÷ deposits | 63.1% | 54.7% (stronger) |
| Uninsured deposits | 12.0% (stronger) | 13.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Happen Bank, National Association has the higher TellerScore (79 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Happen Bank, National Association leads on 3 and WEX Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.