Side-by-side · Q2 2026 data
Harborstone Credit Union vs Numerica Credit Union
Metric by metric
| Measure | Harborstone Credit Union | Numerica Credit Union |
|---|---|---|
| TellerScore | 52 | 74 (stronger) |
| Capital cushion | 43 | 70 (stronger) |
| Loan quality | 64 | 88 (stronger) |
| Earnings | 22 | 60 (stronger) |
| Funding & liquidity | 67 (stronger) | 62 |
| Problem-loan coverage | 82 | 95 (stronger) |
| Peer percentile | 8th | 72nd |
| Total assets | $3.1B | $4.3B |
| Deposits / shares | $2.6B | $3.7B |
| Capital ratio | 9.34% | 12.03% (stronger) |
| Problem loans | 1.08% | 0.35% (stronger) |
| Net charge-offs | 0.84% | 0.23% (stronger) |
| Return on assets | 0.05% | 1.00% (stronger) |
| Loans ÷ deposits | 93.5% (stronger) | 96.0% |
| Uninsured deposits | 12.7% (stronger) | 16.8% |
| Offices | 26 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 39.5% |
Numerica Credit Union has the higher TellerScore (74 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Harborstone Credit Union leads on 2 and Numerica Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.