Side-by-side · Q2 2026 data
Harborstone Credit Union vs Peak Credit Union
Metric by metric
| Measure | Harborstone Credit Union | Peak Credit Union |
|---|---|---|
| TellerScore | 52 | 58 (stronger) |
| Capital cushion | 43 | 63 (stronger) |
| Loan quality | 64 (stronger) | 59 |
| Earnings | 22 | 31 (stronger) |
| Funding & liquidity | 67 | 68 (stronger) |
| Problem-loan coverage | 82 (stronger) | 81 |
| Peer percentile | 8th | 19th |
| Total assets | $3.1B | $4.2B |
| Deposits / shares | $2.6B | $3.7B |
| Capital ratio | 9.34% | 11.31% (stronger) |
| Problem loans | 1.08% (stronger) | 1.22% |
| Net charge-offs | 0.84% (stronger) | 1.41% |
| Return on assets | 0.05% | 0.29% (stronger) |
| Loans ÷ deposits | 93.5% | 91.9% (stronger) |
| Uninsured deposits | 12.7% | 10.0% (stronger) |
| Offices | 26 | 35 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peak Credit Union has the higher TellerScore (58 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Harborstone Credit Union leads on 2 and Peak Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.