Side-by-side · Q2 2026 data
Hartsburg State Bank vs Mason City National Bank
Metric by metric
| Measure | Hartsburg State Bank | Mason City National Bank |
|---|---|---|
| TellerScore | 73 | 96 (stronger) |
| Capital cushion | 65 | 100 (stronger) |
| Loan quality | 93 | 99 (stronger) |
| Earnings | 29 | 82 (stronger) |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 48th | 97th |
| Total assets | $18.1M | $91.4M |
| Deposits / shares | $16.5M | $80.1M |
| Capital ratio | 11.51% | 15.34% (stronger) |
| Problem loans | 0.20% | 0.04% (stronger) |
| Net charge-offs | 1.22% | 0.00% (stronger) |
| Return on assets | 0.22% | 1.56% (stronger) |
| Loans ÷ deposits | 32.8% (stronger) | 41.8% |
| Uninsured deposits | 16.9% | 9.4% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mason City National Bank has the higher TellerScore (96 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Hartsburg State Bank leads on 1 and Mason City National Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.