Side-by-side · Q2 2026 data
Hartsburg State Bank vs Peoples Bank of Macon
Metric by metric
| Measure | Hartsburg State Bank | Peoples Bank of Macon |
|---|---|---|
| TellerScore | 73 | 82 (stronger) |
| Capital cushion | 65 | 86 (stronger) |
| Loan quality | 93 | 100 (stronger) |
| Earnings | 29 | 32 (stronger) |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 48th | 70th |
| Total assets | $18.1M | $22.7M |
| Deposits / shares | $16.5M | $19.5M |
| Capital ratio | 11.51% | 13.57% (stronger) |
| Problem loans | 0.20% | 0.00% (stronger) |
| Net charge-offs | 1.22% | 0.00% (stronger) |
| Return on assets | 0.22% | 0.30% (stronger) |
| Loans ÷ deposits | 32.8% | 32.7% (stronger) |
| Uninsured deposits | 16.9% | 9.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Bank of Macon has the higher TellerScore (82 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Hartsburg State Bank leads on 0 and Peoples Bank of Macon on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.