Side-by-side · Q2 2026 data
Harvest Federal Credit Union vs C E S Credit Union
Metric by metric
| Measure | Harvest Federal Credit Union | C E S Credit Union |
|---|---|---|
| TellerScore | 84 | 91 (stronger) |
| Capital cushion | 78 | 81 (stronger) |
| Loan quality | 90 | 95 (stronger) |
| Earnings | 66 | 94 (stronger) |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 75th | 96th |
| Total assets | $43.9M | $244.3M |
| Deposits / shares | $38.1M | $210.7M |
| Capital ratio | 12.80% | 13.10% (stronger) |
| Problem loans | 0.30% | 0.16% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.17% |
| Return on assets | 1.16% | 1.84% (stronger) |
| Loans ÷ deposits | 43.7% (stronger) | 68.3% |
| Uninsured deposits | 2.7% (stronger) | 3.0% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
C E S Credit Union has the higher TellerScore (91 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Harvest Federal Credit Union leads on 3 and C E S Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.