Side-by-side · Q2 2026 data
Hawaii Community Federal Credit Union vs Lokahi Federal Credit Union
Credit union
Hawaii Community Federal Credit Union
Kailua Kona, Hawaii · $100 million – $1 billion
Metric by metric
| Measure | Hawaii Community Federal Credit Union | Lokahi Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 66 (stronger) |
| Capital cushion | 47 (stronger) | 45 |
| Loan quality | 56 | 87 (stronger) |
| Earnings | 41 (stronger) | 32 |
| Funding & liquidity | 100 (stronger) | 99 |
| Problem-loan coverage | 86 | 95 (stronger) |
| Peer percentile | 21st | 37th |
| Total assets | $808.3M | $701.9M |
| Deposits / shares | $737.8M | $624.0M |
| Capital ratio | 9.65% (stronger) | 9.49% |
| Problem loans | 1.32% | 0.39% (stronger) |
| Net charge-offs | 0.22% (stronger) | 0.23% |
| Return on assets | 0.52% (stronger) | 0.29% |
| Loans ÷ deposits | 55.9% (stronger) | 61.3% |
| Uninsured deposits | 7.7% | 7.5% (stronger) |
| Offices | 10 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lokahi Federal Credit Union has the higher TellerScore (66 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Hawaii Community Federal Credit Union leads on 4 and Lokahi Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.