Side-by-side · Q2 2026 data
Hawaii County Employees Federal Credit Union vs Wailuku Federal Credit Union
Credit union
Hawaii County Employees Federal Credit Union
Hilo, Hawaii · $100 million – $1 billion
Metric by metric
| Measure | Hawaii County Employees Federal Credit Union | Wailuku Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 79 |
| Capital cushion | 100 (stronger) | 77 |
| Loan quality | 93 (stronger) | 61 |
| Earnings | 74 | 97 (stronger) |
| Funding & liquidity | 100 (stronger) | 81 |
| Problem-loan coverage | 99 (stronger) | 87 |
| Peer percentile | 97th | 76th |
| Total assets | $148.0M | $135.4M |
| Deposits / shares | $124.7M | $118.4M |
| Capital ratio | 15.17% (stronger) | 12.65% |
| Problem loans | 0.21% (stronger) | 1.18% |
| Net charge-offs | 0.02% (stronger) | 0.15% |
| Return on assets | 1.36% | 1.93% (stronger) |
| Loans ÷ deposits | 36.6% (stronger) | 79.3% |
| Uninsured deposits | 0.0% (stronger) | 8.9% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hawaii County Employees Federal Credit Union has the higher TellerScore (93 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Hawaii County Employees Federal Credit Union leads on 6 and Wailuku Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.