Side-by-side · Q2 2026 data
Hawaii First Federal Credit Union vs CU Hawaii Federal Credit Union
Credit union
Hawaii First Federal Credit Union
Kamuela, Hawaii · Under $100 million in assets
Metric by metric
| Measure | Hawaii First Federal Credit Union | CU Hawaii Federal Credit Union |
|---|---|---|
| TellerScore | 41 | 74 (stronger) |
| Capital cushion | 48 | 60 (stronger) |
| Loan quality | 0 | 89 (stronger) |
| Earnings | 56 (stronger) | 43 |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 32 | 97 (stronger) |
| Peer percentile | 3rd | 63rd |
| Total assets | $73.4M | $460.3M |
| Deposits / shares | $63.2M | $401.1M |
| Capital ratio | 9.78% | 10.97% (stronger) |
| Problem loans | 3.68% | 0.33% (stronger) |
| Net charge-offs | 1.29% | 0.16% (stronger) |
| Return on assets | 0.90% (stronger) | 0.58% |
| Loans ÷ deposits | 76.6% | 52.9% (stronger) |
| Uninsured deposits | 7.7% (stronger) | 8.7% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
CU Hawaii Federal Credit Union has the higher TellerScore (74 vs 41). On the 7 directional measures above (where higher or lower is clearly better), Hawaii First Federal Credit Union leads on 2 and CU Hawaii Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.