Side-by-side · Q2 2026 data
Hawaii Schools Federal Credit Union vs Hotel and Travel Industry Federal Credit Union
Credit union
Hawaii Schools Federal Credit Union
Honolulu, Hawaii · Under $100 million in assets
Credit union
Hotel and Travel Industry Federal Credit Union
Honolulu, Hawaii · Under $100 million in assets
Metric by metric
| Measure | Hawaii Schools Federal Credit Union | Hotel and Travel Industry Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 61 |
| Capital cushion | 82 (stronger) | 39 |
| Loan quality | 94 (stronger) | 73 |
| Earnings | 52 (stronger) | 33 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 72nd | 23rd |
| Total assets | $78.9M | $40.0M |
| Deposits / shares | $68.2M | $37.2M |
| Capital ratio | 13.24% (stronger) | 8.93% |
| Problem loans | 0.18% (stronger) | 0.81% |
| Net charge-offs | -0.06% (stronger) | 0.76% |
| Return on assets | 0.80% (stronger) | 0.33% |
| Loans ÷ deposits | 33.7% (stronger) | 42.7% |
| Uninsured deposits | 5.8% | 1.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hawaii Schools Federal Credit Union has the higher TellerScore (83 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Hawaii Schools Federal Credit Union leads on 6 and Hotel and Travel Industry Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.