Side-by-side · Q2 2026 data
Hawaii State Federal Credit Union vs Aloha Pacific Federal Credit Union
Metric by metric
| Measure | Hawaii State Federal Credit Union | Aloha Pacific Federal Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 70 |
| Capital cushion | 50 (stronger) | 48 |
| Loan quality | 64 | 83 (stronger) |
| Earnings | 83 (stronger) | 53 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 88 | 95 (stronger) |
| Peer percentile | 62nd | 58th |
| Total assets | $2.9B | $1.5B |
| Deposits / shares | $2.5B | $1.3B |
| Capital ratio | 9.98% (stronger) | 9.81% |
| Problem loans | 1.07% | 0.50% (stronger) |
| Net charge-offs | 0.18% | 0.12% (stronger) |
| Return on assets | 1.57% (stronger) | 0.82% |
| Loans ÷ deposits | 59.6% | 56.9% (stronger) |
| Uninsured deposits | 3.5% | 2.6% (stronger) |
| Offices | 14 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.2% | 32.7% |
Hawaii State Federal Credit Union has the higher TellerScore (71 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Hawaii State Federal Credit Union leads on 3 and Aloha Pacific Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.