Side-by-side · Q2 2026 data
Hawaii State Federal Credit Union vs Hfs Federal Credit Union
Metric by metric
| Measure | Hawaii State Federal Credit Union | Hfs Federal Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 61 |
| Capital cushion | 50 (stronger) | 43 |
| Loan quality | 64 (stronger) | 53 |
| Earnings | 83 (stronger) | 58 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 88 (stronger) | 86 |
| Peer percentile | 62nd | 27th |
| Total assets | $2.9B | $1.1B |
| Deposits / shares | $2.5B | $987.9M |
| Capital ratio | 9.98% (stronger) | 9.32% |
| Problem loans | 1.07% (stronger) | 1.41% |
| Net charge-offs | 0.18% (stronger) | 0.61% |
| Return on assets | 1.57% (stronger) | 0.96% |
| Loans ÷ deposits | 59.6% | 48.8% (stronger) |
| Uninsured deposits | 3.5% (stronger) | 12.7% |
| Offices | 14 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.2% | — |
Hawaii State Federal Credit Union has the higher TellerScore (71 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Hawaii State Federal Credit Union leads on 6 and Hfs Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.