Side-by-side · Q2 2026 data
Hawaiian Financial Federal Credit Union vs Hawaii State Federal Credit Union
Credit union
Hawaiian Financial Federal Credit Union
Honolulu, Hawaii · $1 billion – $10 billion
Metric by metric
| Measure | Hawaiian Financial Federal Credit Union | Hawaii State Federal Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 71 |
| Capital cushion | 67 (stronger) | 50 |
| Loan quality | 82 (stronger) | 64 |
| Earnings | 50 | 83 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 (stronger) | 88 |
| Peer percentile | 75th | 62nd |
| Total assets | $1.1B | $2.9B |
| Deposits / shares | $1.0B | $2.5B |
| Capital ratio | 11.72% (stronger) | 9.98% |
| Problem loans | 0.54% (stronger) | 1.07% |
| Net charge-offs | 0.01% (stronger) | 0.18% |
| Return on assets | 0.75% | 1.57% (stronger) |
| Loans ÷ deposits | 58.7% (stronger) | 59.6% |
| Uninsured deposits | 10.0% | 3.5% (stronger) |
| Offices | 3 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 33.2% |
Hawaiian Financial Federal Credit Union has the higher TellerScore (75 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Hawaiian Financial Federal Credit Union leads on 5 and Hawaii State Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.