Side-by-side · Q2 2026 data
Hawaiian Financial Federal Credit Union vs Hawaiiusa Federal Credit Union
Credit union
Hawaiian Financial Federal Credit Union
Honolulu, Hawaii · $1 billion – $10 billion
Metric by metric
| Measure | Hawaiian Financial Federal Credit Union | Hawaiiusa Federal Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 73 |
| Capital cushion | 67 (stronger) | 56 |
| Loan quality | 82 | 87 (stronger) |
| Earnings | 50 | 54 (stronger) |
| Funding & liquidity | 100 (stronger) | 94 |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 75th | 70th |
| Total assets | $1.1B | $2.7B |
| Deposits / shares | $1.0B | $2.4B |
| Capital ratio | 11.72% (stronger) | 10.63% |
| Problem loans | 0.54% | 0.39% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.34% |
| Return on assets | 0.75% | 0.85% (stronger) |
| Loans ÷ deposits | 58.7% (stronger) | 66.5% |
| Uninsured deposits | 10.0% | 9.5% (stronger) |
| Offices | 3 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 42.6% |
Hawaiian Financial Federal Credit Union has the higher TellerScore (75 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Hawaiian Financial Federal Credit Union leads on 4 and Hawaiiusa Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.