Side-by-side · Q2 2026 data
Hawaiiusa Federal Credit Union vs Hfs Federal Credit Union
Metric by metric
| Measure | Hawaiiusa Federal Credit Union | Hfs Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 61 |
| Capital cushion | 56 (stronger) | 43 |
| Loan quality | 87 (stronger) | 53 |
| Earnings | 54 | 58 (stronger) |
| Funding & liquidity | 94 | 100 (stronger) |
| Problem-loan coverage | 96 (stronger) | 86 |
| Peer percentile | 70th | 27th |
| Total assets | $2.7B | $1.1B |
| Deposits / shares | $2.4B | $987.9M |
| Capital ratio | 10.63% (stronger) | 9.32% |
| Problem loans | 0.39% (stronger) | 1.41% |
| Net charge-offs | 0.34% (stronger) | 0.61% |
| Return on assets | 0.85% | 0.96% (stronger) |
| Loans ÷ deposits | 66.5% | 48.8% (stronger) |
| Uninsured deposits | 9.5% (stronger) | 12.7% |
| Offices | 9 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 42.6% | — |
Hawaiiusa Federal Credit Union has the higher TellerScore (73 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Hawaiiusa Federal Credit Union leads on 5 and Hfs Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.