Side-by-side · Q2 2026 data
Hawaiiusa Federal Credit Union vs Kahuku Federal Credit Union
Metric by metric
| Measure | Hawaiiusa Federal Credit Union | Kahuku Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 40 |
| Capital cushion | 56 | 90 (stronger) |
| Loan quality | 87 (stronger) | 0 |
| Earnings | 54 (stronger) | 0 |
| Funding & liquidity | 94 (stronger) | 75 |
| Problem-loan coverage | 96 (stronger) | 22 |
| Peer percentile | 70th | 3rd |
| Total assets | $2.7B | $7.7M |
| Deposits / shares | $2.4B | $6.6M |
| Capital ratio | 10.63% | 14.03% (stronger) |
| Problem loans | 0.39% (stronger) | 9.24% |
| Net charge-offs | 0.34% (stronger) | 3.66% |
| Return on assets | 0.85% (stronger) | -4.36% |
| Loans ÷ deposits | 66.5% (stronger) | 85.3% |
| Uninsured deposits | 9.5% | 2.0% (stronger) |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 42.6% | — |
Hawaiiusa Federal Credit Union has the higher TellerScore (73 vs 40). On the 7 directional measures above (where higher or lower is clearly better), Hawaiiusa Federal Credit Union leads on 5 and Kahuku Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.