Side-by-side · Q2 2026 data
Hawthorn Bank vs Community Bank of El Dorado Springs
Bank
Community Bank of El Dorado Springs
El Dorado Springs, Missouri · $100 million – $1 billion
Metric by metric
| Measure | Hawthorn Bank | Community Bank of El Dorado Springs |
|---|---|---|
| TellerScore | 75 | 98 (stronger) |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 84 | 97 (stronger) |
| Earnings | 84 | 100 (stronger) |
| Funding & liquidity | 62 | 90 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 77th | 100th |
| Total assets | $1.8B | $143.6M |
| Deposits / shares | $1.5B | $120.4M |
| Capital ratio | 11.26% | 16.56% (stronger) |
| Problem loans | 0.47% | 0.09% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.59% | 2.29% (stronger) |
| Loans ÷ deposits | 91.8% | 70.0% (stronger) |
| Uninsured deposits | 20.4% | 10.7% (stronger) |
| Offices | 26 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.4% | — |
Community Bank of El Dorado Springs has the higher TellerScore (98 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Hawthorn Bank leads on 0 and Community Bank of El Dorado Springs on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.