Side-by-side · Q2 2026 data
Hawthorn Bank vs Legacy Bank & Trust Company
Metric by metric
| Measure | Hawthorn Bank | Legacy Bank & Trust Company |
|---|---|---|
| TellerScore | 75 (stronger) | 64 |
| Capital cushion | 63 | 69 (stronger) |
| Loan quality | 84 (stronger) | 51 |
| Earnings | 84 (stronger) | 67 |
| Funding & liquidity | 62 (stronger) | 61 |
| Problem-loan coverage | 93 (stronger) | 80 |
| Peer percentile | 77th | 33rd |
| Total assets | $1.8B | $1.8B |
| Deposits / shares | $1.5B | $1.5B |
| Capital ratio | 11.26% | 11.91% (stronger) |
| Problem loans | 0.47% (stronger) | 1.47% |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.59% (stronger) | 1.17% |
| Loans ÷ deposits | 91.8% (stronger) | 94.5% |
| Uninsured deposits | 20.4% | 19.5% (stronger) |
| Offices | 26 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.4% | — |
Hawthorn Bank has the higher TellerScore (75 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Hawthorn Bank leads on 4 and Legacy Bank & Trust Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Springfield, MO
- Clinton, MO