Side-by-side · Q2 2026 data
HCN Bank vs C3bank, National Association
Metric by metric
| Measure | HCN Bank | C3bank, National Association |
|---|---|---|
| TellerScore | 79 (stronger) | 75 |
| Capital cushion | 67 (stronger) | 56 |
| Loan quality | 100 | 100 |
| Earnings | 100 (stronger) | 66 |
| Funding & liquidity | 27 | 66 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 75th | 61st |
| Total assets | $998.4M | $949.3M |
| Deposits / shares | $846.3M | $836.4M |
| Capital ratio | 11.70% (stronger) | 10.59% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 2.22% (stronger) | 1.14% |
| Loans ÷ deposits | 91.7% | 71.0% (stronger) |
| Uninsured deposits | 52.5% | 35.8% (stronger) |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
HCN Bank has the higher TellerScore (79 vs 75). On the 6 directional measures above (where higher or lower is clearly better), HCN Bank leads on 3 and C3bank, National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.