Side-by-side · Q2 2026 data
HCN Bank vs Community Commerce Bank
Metric by metric
| Measure | HCN Bank | Community Commerce Bank |
|---|---|---|
| TellerScore | 79 | 84 (stronger) |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 100 (stronger) | 51 |
| Funding & liquidity | 27 | 61 (stronger) |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 75th | 86th |
| Total assets | $998.4M | $422.7M |
| Deposits / shares | $846.3M | $317.5M |
| Capital ratio | 11.70% | 15.25% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 2.22% (stronger) | 0.78% |
| Loans ÷ deposits | 91.7% (stronger) | 98.9% |
| Uninsured deposits | 52.5% | 13.6% (stronger) |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Commerce Bank has the higher TellerScore (84 vs 79). On the 6 directional measures above (where higher or lower is clearly better), HCN Bank leads on 3 and Community Commerce Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.