Side-by-side · Q2 2026 data
HCN Bank vs Pinnacle Bank
Metric by metric
| Measure | HCN Bank | Pinnacle Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 52 |
| Capital cushion | 67 | 69 (stronger) |
| Loan quality | 100 (stronger) | 23 |
| Earnings | 100 (stronger) | 44 |
| Funding & liquidity | 27 | 67 (stronger) |
| Problem-loan coverage | 100 (stronger) | 70 |
| Peer percentile | 75th | 8th |
| Total assets | $998.4M | $937.0M |
| Deposits / shares | $846.3M | $810.3M |
| Capital ratio | 11.70% | 11.88% (stronger) |
| Problem loans | 0.00% (stronger) | 2.30% |
| Net charge-offs | 0.00% (stronger) | 2.09% |
| Return on assets | 2.22% (stronger) | 0.61% |
| Loans ÷ deposits | 91.7% | 70.2% (stronger) |
| Uninsured deposits | 52.5% | 35.7% (stronger) |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
HCN Bank has the higher TellerScore (79 vs 52). On the 7 directional measures above (where higher or lower is clearly better), HCN Bank leads on 4 and Pinnacle Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.