Side-by-side · Q2 2026 data
Health Care Family Credit Union vs Volt Credit Union
Credit union
Health Care Family Credit Union
Saint Louis, Missouri · Under $100 million in assets
Metric by metric
| Measure | Health Care Family Credit Union | Volt Credit Union |
|---|---|---|
| TellerScore | 62 (stronger) | 56 |
| Capital cushion | 100 (stronger) | 34 |
| Loan quality | 19 | 95 (stronger) |
| Earnings | 42 (stronger) | 0 |
| Funding & liquidity | 74 | 84 (stronger) |
| Problem-loan coverage | 78 | 98 (stronger) |
| Peer percentile | 24th | 16th |
| Total assets | $75.2M | $85.8M |
| Deposits / shares | $62.9M | $78.0M |
| Capital ratio | 15.80% (stronger) | 8.39% |
| Problem loans | 2.42% | 0.14% (stronger) |
| Net charge-offs | 0.35% (stronger) | 0.50% |
| Return on assets | 0.54% (stronger) | -0.91% |
| Loans ÷ deposits | 86.0% | 76.7% (stronger) |
| Uninsured deposits | 4.1% | 1.8% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Health Care Family Credit Union has the higher TellerScore (62 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Health Care Family Credit Union leads on 4 and Volt Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.