Side-by-side · Q2 2026 data
Heart of Louisiana Federal Credit Union vs Department of Corrections Credit Union
Credit union
Heart of Louisiana Federal Credit Union
Pineville, Louisiana · $100 million – $1 billion
Credit union
Department of Corrections Credit Union
Baton Rouge, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Heart of Louisiana Federal Credit Union | Department of Corrections Credit Union |
|---|---|---|
| TellerScore | 84 | 90 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 88 (stronger) | 81 |
| Earnings | 39 | 86 (stronger) |
| Funding & liquidity | 93 (stronger) | 86 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 86th | 95th |
| Total assets | $143.2M | $126.3M |
| Deposits / shares | $120.5M | $96.0M |
| Capital ratio | 16.71% | 23.38% (stronger) |
| Problem loans | 0.35% (stronger) | 0.57% |
| Net charge-offs | 0.53% | 0.39% (stronger) |
| Return on assets | 0.48% | 1.64% (stronger) |
| Loans ÷ deposits | 67.1% (stronger) | 74.4% |
| Uninsured deposits | 2.3% | 1.5% (stronger) |
| Offices | 4 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 42.9% | — |
Department of Corrections Credit Union has the higher TellerScore (90 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Heart of Louisiana Federal Credit Union leads on 2 and Department of Corrections Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.