Side-by-side · Q2 2026 data
Heartland Bank vs Northwest Bank
Metric by metric
| Measure | Heartland Bank | Northwest Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 70 |
| Capital cushion | 82 (stronger) | 51 |
| Loan quality | 73 | 92 (stronger) |
| Earnings | 100 (stronger) | 74 |
| Funding & liquidity | 46 | 51 (stronger) |
| Problem-loan coverage | 91 | 96 (stronger) |
| Peer percentile | 75th | 58th |
| Total assets | $256.1M | $3.0B |
| Deposits / shares | $203.7M | $2.6B |
| Capital ratio | 13.23% (stronger) | 10.12% |
| Problem loans | 0.81% | 0.23% (stronger) |
| Net charge-offs | 0.04% | 0.04% (stronger) |
| Return on assets | 2.17% (stronger) | 1.35% |
| Loans ÷ deposits | 104.2% | 93.9% (stronger) |
| Uninsured deposits | 23.8% (stronger) | 28.8% |
| Offices | 5 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.0% |
Heartland Bank has the higher TellerScore (79 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Heartland Bank leads on 4 and Northwest Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.