Side-by-side · Q2 2026 data
Hebron Savings Bank vs 1897 Federal Credit Union
Metric by metric
| Measure | Hebron Savings Bank | 1897 Federal Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 84 |
| Capital cushion | 84 | 100 (stronger) |
| Loan quality | 97 | 100 (stronger) |
| Earnings | 87 (stronger) | 21 |
| Funding & liquidity | 73 | 100 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 92nd | 75th |
| Total assets | $838.8M | $3.6M |
| Deposits / shares | $723.0M | $2.5M |
| Capital ratio | 13.35% | 29.46% (stronger) |
| Problem loans | 0.08% | 0.00% (stronger) |
| Net charge-offs | -0.07% | -7.60% (stronger) |
| Return on assets | 1.68% (stronger) | 0.03% |
| Loans ÷ deposits | 87.1% | 14.0% (stronger) |
| Uninsured deposits | 15.3% | 0.0% (stronger) |
| Offices | 14 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.8% | — |
Hebron Savings Bank has the higher TellerScore (88 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Hebron Savings Bank leads on 2 and 1897 Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.