Side-by-side · Q2 2026 data
Hebron Savings Bank vs Harford Bank
Metric by metric
| Measure | Hebron Savings Bank | Harford Bank |
|---|---|---|
| TellerScore | 88 (stronger) | 62 |
| Capital cushion | 84 (stronger) | 49 |
| Loan quality | 97 (stronger) | 70 |
| Earnings | 87 (stronger) | 64 |
| Funding & liquidity | 73 (stronger) | 58 |
| Problem-loan coverage | 98 (stronger) | 87 |
| Peer percentile | 92nd | 22nd |
| Total assets | $838.8M | $776.6M |
| Deposits / shares | $723.0M | $692.5M |
| Capital ratio | 13.35% (stronger) | 9.95% |
| Problem loans | 0.08% (stronger) | 0.91% |
| Net charge-offs | -0.07% (stronger) | 0.01% |
| Return on assets | 1.68% (stronger) | 1.09% |
| Loans ÷ deposits | 87.1% | 83.3% (stronger) |
| Uninsured deposits | 15.3% (stronger) | 31.9% |
| Offices | 14 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.8% | — |
Hebron Savings Bank has the higher TellerScore (88 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Hebron Savings Bank leads on 6 and Harford Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.