Side-by-side · Q2 2026 data
Hebron Savings Bank vs Tidemark Federal Credit Union
Metric by metric
| Measure | Hebron Savings Bank | Tidemark Federal Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 83 |
| Capital cushion | 84 | 94 (stronger) |
| Loan quality | 97 (stronger) | 89 |
| Earnings | 87 (stronger) | 40 |
| Funding & liquidity | 73 | 98 (stronger) |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 92nd | 83rd |
| Total assets | $838.8M | $468.5M |
| Deposits / shares | $723.0M | $405.0M |
| Capital ratio | 13.35% | 14.37% (stronger) |
| Problem loans | 0.08% (stronger) | 0.33% |
| Net charge-offs | -0.07% (stronger) | 0.29% |
| Return on assets | 1.68% (stronger) | 0.51% |
| Loans ÷ deposits | 87.1% | 62.5% (stronger) |
| Uninsured deposits | 15.3% | 8.5% (stronger) |
| Offices | 14 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.8% | 24.7% |
Hebron Savings Bank has the higher TellerScore (88 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Hebron Savings Bank leads on 4 and Tidemark Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.