Side-by-side · Q2 2026 data
Hello Credit Union vs Florida West Coast Credit Union
Metric by metric
| Measure | Hello Credit Union | Florida West Coast Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 79 |
| Capital cushion | 94 (stronger) | 70 |
| Loan quality | 89 | 92 (stronger) |
| Earnings | 36 | 52 (stronger) |
| Funding & liquidity | 86 | 100 (stronger) |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 78th | 76th |
| Total assets | $159.9M | $144.2M |
| Deposits / shares | $135.2M | $127.4M |
| Capital ratio | 14.35% (stronger) | 12.03% |
| Problem loans | 0.32% | 0.25% (stronger) |
| Net charge-offs | 1.02% | 0.41% (stronger) |
| Return on assets | 0.40% | 0.79% (stronger) |
| Loans ÷ deposits | 74.1% | 58.0% (stronger) |
| Uninsured deposits | 3.8% | 2.2% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hello Credit Union has the higher TellerScore (80 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Hello Credit Union leads on 2 and Florida West Coast Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.